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What are liens and encumbrances?

They are rights or restrictions registered against a property, such as mortgages, seizures, oppositions or lawsuits. They are checked with a Certification of Legal Status from the Title Registry. A property can be sold with a mortgage, but it must be cancelled at closing so you receive a clean title.

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These answers are for guidance only and do not replace advice from a lawyer, accountant or immigration adviser. Laws, rates and amounts can change: confirm each case before signing or paying.

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